explain in your own words what a positive give two examples each for variables that have a positive correlation a negative correlation no correlation



Many employers are starting to utilize credit checks as part of the hiring process. Employers who run credit checks on potential employees favor hiring applicants with higher credit ratings.

To complete the Discussion activity, please do the following:

Answer each question fully. Use a minimum of 250 words for a complete discussion post. While it is not required in this discussion, feel free to bring in outside resources to support your answers. Outside resources include materials outside of the textbook, such as a website.

  • Discuss what you think the correlation is between the two random variables of credit scores and employee selection, and why employers are looking at people’s credit ratings to determine if they are suitable candidates to hire.
  • Do you think someone’s credit rating should be a factor in employment? Why or why not?
  • What types of employers would have a more significant reason for basing employment on credit checks, and why? For example, consider employers whose employees work in a bank, with money (as in retail), and so on.
  • Do you think the type of employer should make a difference in such a situation? Why or why not?
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